Category: Commercial Insurance

Common Exclusions to Business Interruption Insurance

Business interruption insurance is designed to cover income lost when an event beyond your control forces you to close your business temporarily. This extra layer of protection goes beyond common business insurance policies. For example, if a fire in your office forces you to shut down temporarily, property insurance will cover the damage from the fire, but not the loss of income. The lost income... Read Article

Can Workers’ Comp Cover Injuries Developed Over Many Years?

Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers’ compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries cause by overuse over a long period of time. Back pain and carpal tunnel syndrome are examples of this type of... Read Article

Commercial Insurance: Protection Against Lawsuits

If an unexpected accident takes place at your Pennsylvania facility or office, or a lawsuit is filed against your business that is related to a product or service, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits,... Read Article

Commercial Auto Insurance: What is the Best Coverage?

Your company has specific needs for commercial auto insurance coverage. How much coverage should you have in place for liability, comprehensive coverage, collision coverage and medical payments? Your company may rent certain vehicles from time to time, or have employees who use their personal cars or trucks for company business. Regardless of the type of coverage, you need to protect yourself and your business against... Read Article

Workers’ Compensation Insurance

Get help from a local agency that will really work for you. We know the workers' compensation insurance needs of Pennsylvania. This type of insurance is one of the largest expenses your business must pay, and there are various insurance markets for your specific industry. You need an agency that will do the legwork to find the policy that will be most affordable and best... Read Article