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Tag: Insurance Agent

How to Survive a Business Interruption

While all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Your business interruption coverage can be added to your property insurance and this form of insurance is critical in keeping your business fully protected. It is impossible to predict every eventuality, particularly the damage incurred when a heavy storm or other disaster...

Protecting Your Business From the Dangers of Winter

The winter months bring in weather systems that can lead to heavy property damage as well as a higher incidence of employee illness, power outages, and the possibility of weather-related closures. Sub-zero temperatures can lead to burst pipes and flooding and leave business owners dealing with an expensive clean-up. These dangerous conditions can also increase the risk of employees, customers, or clients slipping and falling...

Why a Growing Business Needs to Look Into Key Person Insurance

In a small, thriving business, the death of a key employee could cause the business to collapse. It could be an owner, a founder, a key salesperson, or another important player in a growing concern. Life is full of uncertainties. Key person insurance helps protect your business should the unexpected happen. How Key Person Insurance Works Key person insurance is life insurance on a key...

Do You Need Business Insurance When Working Out of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You...

What Type of Commercial Auto Insurance Do You Need?

Business owners make choices every day to protect the interests of their business. Ensuring that they are covered by the right types of commercial insurance is key in protecting the business when the unexpected occurs. If your business regularly uses vehicles for deliveries, passenger pickups, or other work-related operations, then you may be vulnerable to lawsuits or costly repairs if something goes wrong. Choosing the...